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EMI Options

IndusInd bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	13.00 %	INR 45602.84	INR 2911.52
6 Months	13.00 %	INR 23169.92	INR 5122.51
9 Months	13.00 %	INR 15694.88	INR 7356.94
12 Months	12.00 %	INR 11896.59	INR 8862.04
18 Months	12.00 %	INR 8165.31	INR 13078.64
24 Months	12.00 %	INR 6303.00	INR 17374.92
36 Months	12.00 %	INR 4447.30	INR 26205.67
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

Corporation Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
6 Months	16.00 %	INR 23369.08	INR 6317.49
24 Months	18.00 %	INR 6684.69	INR 26535.50
12 Months	18.00 %	INR 12275.68	INR 13411.11
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

HSBC Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	12.50 %	INR 45565.39	INR 2799.16
6 Months	12.50 %	INR 23136.80	INR 4923.82
9 Months	13.50 %	INR 15726.78	INR 7644.03
12 Months	13.50 %	INR 11990.75	INR 9991.97
18 Months	13.50 %	INR 8258.92	INR 14763.53
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

ICICI Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	12.99 %	INR 45602.09	INR 2909.27
6 Months	13.99 %	INR 23235.55	INR 5516.32
9 Months	13.99 %	INR 15758.08	INR 7925.68
12 Months	13.99 %	INR 12021.60	INR 10362.15
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

Axis Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	13.00 %	INR 45602.84	INR 2911.52
6 Months	13.00 %	INR 23169.92	INR 5122.51
9 Months	14.00 %	INR 15758.71	INR 7931.43
12 Months	14.00 %	INR 12022.23	INR 10369.71
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

Yes bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	13.00 %	INR 45602.84	INR 2911.52
6 Months	13.00 %	INR 23169.92	INR 5122.51
9 Months	14.00 %	INR 15758.71	INR 7931.43
12 Months	14.00 %	INR 12022.23	INR 10369.71
18 Months	15.00 %	INR 8353.14	INR 16459.45
24 Months	15.00 %	INR 6492.22	INR 21916.20
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

RBL Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	13.00 %	INR 45602.84	INR 2911.52
6 Months	14.00 %	INR 23236.22	INR 5520.30
9 Months	15.00 %	INR 15822.68	INR 8507.14
12 Months	15.00 %	INR 12085.32	INR 11126.81
18 Months	15.00 %	INR 8353.14	INR 16459.45
24 Months	15.00 %	INR 6492.22	INR 21916.20
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

IDBI Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	13.00 %	INR 45602.84	INR 2911.52
6 Months	13.00 %	INR 23169.92	INR 5122.51
9 Months	13.00 %	INR 15694.88	INR 7356.94
12 Months	13.00 %	INR 11959.32	INR 9614.78
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

Kotak Mahindra Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	12.00 %	INR 45527.94	INR 2686.82
6 Months	12.00 %	INR 23103.71	INR 4725.25
9 Months	14.00 %	INR 15758.71	INR 7931.43
12 Months	14.00 %	INR 12022.23	INR 10369.71
18 Months	15.00 %	INR 8353.14	INR 16459.45
24 Months	15.00 %	INR 6492.22	INR 21916.20
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

Bank Of Baroda
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	13.00 %	INR 45602.84	INR 2911.52
6 Months	13.00 %	INR 23169.92	INR 5122.51
9 Months	13.00 %	INR 15694.88	INR 7356.94
12 Months	13.00 %	INR 11959.32	INR 9614.78
18 Months	15.00 %	INR 8353.14	INR 16459.45
24 Months	15.00 %	INR 6492.22	INR 21916.20
36 Months	15.00 %	INR 4641.58	INR 33200.01
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

Standard Chartered Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	13.00 %	INR 45602.84	INR 2911.52
6 Months	13.00 %	INR 23169.92	INR 5122.51
9 Months	14.00 %	INR 15758.71	INR 7931.43
12 Months	14.00 %	INR 12022.23	INR 10369.71
18 Months	15.00 %	INR 8353.14	INR 16459.45
24 Months	15.00 %	INR 6492.22	INR 21916.20
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.

HDFC Bank
EMI TENURE	BANK INTEREST RATE	MONTHLY INSTALLMENTS	INTEREST PAID TO BANK
3 Months	15.00 %	INR 45752.76	INR 3361.29
6 Months	15.00 %	INR 23302.61	INR 5918.63
9 Months	15.00 %	INR 15822.68	INR 8507.14
12 Months	15.00 %	INR 12085.32	INR 11126.81
Processing Fee: INR 199.00
Processing fee will be charged only on the first EMI.
GST will be applicable on the Interest component of EMI and convenience/processing fees. For the First EMI, Interest will be calculated from the loan booking date till payment due date. Please refer to the Bank’s website for more details on charges/GST applicability.
Link – https://www.hdfcbank.com/personal/borrow/popular-loans/easy-emi/easyemi-on-consumer-durables
Note: In case of any kind of refund in EMI transaction, interest already billed in a particular transaction will not be refunded.
Tax will be applicable on the interest paid to bank.